Everything You Need to Know
Before & During Your Build

01 · Property & Legal

Before You Buy

Title · Registry · Permits · Zoning

Property Due Diligence Checklist

The complete pre-purchase checklist for residential, multi-family, condominium, hotel, and commercial properties in Costa Rica — organized by development type so you verify exactly what matters for your specific project.

Title Safety · Registry · Fraud Prevention

Property Fraud & Title Safety

The five fraud types targeting foreign buyers in Costa Rica — fraudulent POA, double-selling, survey manipulation, impersonation, and false annotations — plus how to use the Registro Nacional and why an independent attorney is non-negotiable.

Zoning · Uso de Suelo · Plan Regulador

Land Use Zoning in Costa Rica

Costa Rica's land use zoning categories, what you can legally build on each zone, how to change land use, and the full due diligence checklist every buyer should complete before purchasing property.

ZMT · Concessions · Coastal Law

Maritime Zone (ZMT) Law Guide

How Costa Rica's Maritime Zone law divides the first 200 meters from the high-tide line, who can hold a concession, the 49% foreign ownership rule, the Papagayo ICT zone framework, and how to verify coastal property status before purchase.

Legalization · Liability · Inspections

Buying Property with Unpermitted Construction

Why unpermitted construction is extremely common in Costa Rica, the legal liability it transfers to buyers, when legalization is possible versus when it isn't, and how a professional property inspection can reveal what a title search won't.

02 · Finance & Investment

Costs, Returns & Financing

Construction · Permitting · Delivery

The Complete Build Guide

Eight phases covering every step from land due diligence to final project handover — feasibility, design, CFIA permits, SETENA, bidding, construction, and closeout. Written from 45+ years of building throughout Costa Rica.

Budgeting · Cost Benchmarks · m²

Costa Rica Construction Cost Guide

Real construction cost benchmarks for luxury residential and hospitality projects in Costa Rica — per square meter, by project type, with honest explanations of what drives costs up or down.

ICT · Zoning · ROI · Tax

Vacation Rental Development Guide

ICT registration requirements, zoning for short-term rentals, building standards that drive occupancy, tax obligations under Costa Rican law, and realistic ROI projections for the Guanacaste market.

Finance · Business Strategy · Investment

Business Strategy & Financial Modeling

Pro forma structure for Costa Rica development projects, ROI and IRR metrics, revenue modeling for vacation rentals in Guanacaste, sensitivity analysis, and the financial mistakes most developers make when underestimating soft costs and absorption timelines.

Finance · Mortgages · Construction Loans

Banks & Financing in Costa Rica

Construction loan structure in Costa Rica, typical terms from BCR, BAC, Scotiabank and Davivienda, documentation requirements, LTV ratios, foreigner lending options, private lender alternatives, and how loan disbursements are tied to construction phases.

03 · Design & Technology

Architecture, Sustainability & Smart Systems

Architecture · Design Process · Phases

Architecture Design Phases in Costa Rica

The six phases from site analysis to project closeout — schematic design, design development, construction documents, bidding, construction administration, and delivery — with CFIA submission requirements and typical fee structures by phase.

Building Codes · Regulations · CFIA

Design Parameters & Building Codes

CFIA building code overview for Costa Rica — setback requirements by zone, height limits, coverage ratios (COS/CUS), seismic design requirements (AIS 2016), accessibility law, fire code, parking ratios, and how zoning controls what you can build.

Sustainability · Passive Design · Bioclimatic

Sustainable Design in Tropical Costa Rica

Passive cooling strategies for the Pacific climate, solar orientation, natural ventilation, rainwater harvesting, greywater recycling, local and recycled materials, green roofs, and the bioclimatic design principles that reduce operating costs while improving comfort.

LEED · Green Building · Certification

LEED Certification in Costa Rica

How LEED applies to Costa Rica projects — rating systems, credit categories, point thresholds for Certified to Platinum, GBCI registration and documentation requirements, and credit opportunities specific to tropical construction.

Lighting · Interior Design · Architecture

Lighting Design for Costa Rica Projects

Architectural vs. decorative lighting, lux level standards by space, natural light strategies in the tropical climate, LED specification, lighting control systems, pool and exterior compliance, and the most common lighting design mistakes.

Smart Home · Automation · Technology

Smart Home Systems in Costa Rica

Home automation platforms, what can be automated, infrastructure pre-wire requirements, internet reliability in rural Guanacaste, generator and solar integration, security and access control, and how to choose a qualified local integrator.

Solar · Energy · Backup Power

Solar vs. Diesel Generator in Costa Rica

ICE grid reliability by zone, how Costa Rica's net metering law works, on-grid vs. off-grid vs. hybrid solar, battery storage options, true 10-year cost comparison, CFIA and ARESEP permitting, and the best solar zones in Guanacaste.

Landscaping · Plants · Micro-Climates · Irrigation
🌿

Choosing the Right Plants for Your Costa Rica Project

Costa Rica has more than a dozen distinct micro-climates. Choosing the wrong plants for your specific site can mean thousands of dollars in irrigation, maintenance, and replacements — before your first guest ever arrives. Native species, low-maintenance palms, shade trees, and what to absolutely avoid by climate zone.

Interior Design · Finishes · Fixtures · FF&E

When You Need an Interior Design Firm

Choosing finishes, fixtures, furniture, and systems without professional guidance is one of the most common — and most costly — mistakes in Costa Rica construction. This guide explains the warning signs that you need professional help and what a full interior design process looks like from FF&E selection to installation.

04 · Permits & Regulations

Approvals, Water & Technical Submissions

Environmental · D1 · D2 · D3

SETENA Environmental Permit Guide

How Costa Rica's environmental permit system works, which instrument (D1, D2, or D3) applies to your project, what documents SETENA requires, typical timelines, and the most common reasons applications are rejected.

CFIA · AyA · MINAE · INVU · ICT · Municipalities

Government Institutions Guide

Who approves what in Costa Rica. A practical overview of every government institution involved in construction and land development — what each one controls, how it affects your project, and the restrictions foreign developers need to understand.

Taxes · Accounting · Factura Electrónica

Construction Taxes & Accounting

Factura Electrónica, IVA, capital gains tax, and why your accounting decisions during construction directly determine what you pay when you sell.

AyA · ASADA · Wells · Concessions

Water Supply Options for Development

Carta de Agua, Artesanal Wells, and Drilled Well Concessions explained — what they are, how to obtain them, which applies to your property, and why water must be resolved before any permit is issued.

Engineering · CFIA · Construction Permits

Engineering Drawings & CFIA Submission

Which drawings are required for a building permit, who must stamp each discipline, CFIA's APC system and Dirección Técnica assignment, drawing format standards, structural calculation requirements, and common reasons permit applications are rejected.

05 · Procurement & Construction

Building, Managing & Closing Your Project

Construction · Bidding · Contractor Selection

Construction Bidding Process

How a private construction tender works in Costa Rica — from assembling the bid package and vetting contractors to weighted scoring, bid analysis, shortlisting two finalists, and awarding the contract with a fixed-price agreement.

CFIA · Vetting · Red Flags · Payments

Hiring a Contractor in Costa Rica

Ten contractor red flags that should end any conversation, how to verify CFIA registration, the right questions to ask before signing anything, and how a structured payment schedule protects your project from start to finish.

Contracts · Payments · Warranties

Construction Contracts & Risk Management

Contract types, milestone payment schedules, warranties, contractor red flags, and how direct procurement of specialty items — windows, kitchen, tile, MEP, lighting — dramatically reduces your risk and protects quality.

Materials · Supply Chain · Procurement

Materials Sourcing in Costa Rica

Local vs. imported materials, cement, block, and steel sourcing, tropical timber and cladding, window systems, import duties and lead times from Miami and Panama, and how the allowances system in specs protects material quality.

Construction · Supervision · Quality Control

Construction Supervision & Inspection

The legal role of the Dirección Técnica, PDC's supervision model, phase-by-phase inspection checkpoints, municipal and CFIA inspections, quality control documentation, defect accountability, and the final inspection for the habitation permit.

Closeout · Delivery · Handover

Project Closure & Delivery in Costa Rica

How substantial completion is defined in Costa Rica contracts, punch list procedure, the 3-year structural warranty required by law, final inspections, utility connections, the habitation permit process, as-built drawings, and retention release conditions.

Papagayo Design Center

Every question deserves
a straight answer.

With 45+ years building throughout Costa Rica, we know what foreign investors need to know before — and during — any project. These guides are a starting point. A meeting with our team is where it becomes specific to you.